Recently, several of my clients have changed from renting to buying a single family home.
Also, purchasing condominiums.
The common threads of all these policies, which are constructed the same are coverage for your contents, loss of the use of your home address and liability coverage.
The only major difference is the amount of coverage REQUIRED to rebuild the inside of your home.
This can be based on your mortgage requirements to the lender, the insurance company itself, and the type of construction your home has.
Condominiums have master insurance policies. Many cover only the common areas and the exteriors of the building(s). Coverage should be included to cover the master policy deductible, referred as loss assessment.