Group Disability Plan vs. Individual Disability Plan

When making the choice between a group disability plan and an individual plan, one is not better than the other! But before you make a decision, here are some things to consider:

  • Who is paying for the plan--you or the company?
  • What are your personal and family needs?
  • What are the potential benefits you might need?
  • How much will you be compensated for?

You may find it best to combine both group and individual plans for maximum coverage and benefits. Whatever your choice may be, take some time to think about what suits you best.