Owning a business is challenging enough. Just imagine the possibility of not earning an income for months or even years due to a disability. Now compound this scenario with having to continue your business operations. With over 40 years of experience writing disability coverage policies you can contact me for full details on how to qualify for disability insurance and trust that you will receive quality service. You will be able to operate with a peace of mind and having possibly more than 100% of your premiums paid refunded is a great bonus!